Insurance by business type
Bakery Insurance: Coverage for Retail, Wholesale and Custom BakeriesBakery insurance protects your shop from customer injury claims, property damage and the day-to-day risks of running an oven, a display case and a delivery schedule. Here's what to carry and how to get a real quote online.Catering Insurance for Off-Site Food and Event BusinessesCatering insurance protects your business when something goes wrong at a client's event — an injury, damaged property, or a claim tied to alcohol service. Get real quotes online from licensed carriers, with the fees and exclusions shown before you buy.Food Truck InsuranceFood trucks usually start with General Liability, and add property or liquor liability depending on the operation. Get real, bindable quotes online from licensed carriers.Restaurant Insurance: Coverage, Costs and Online QuotesRestaurant insurance usually starts with General Liability and often makes more sense as a Business Owner's Policy. Here's what each piece covers, what moves the price, and how to get real quotes online.Coffee Shop Insurance: Coverage for Cafés and Coffee ShopsCoffee shop insurance usually starts with General Liability and, for many cafés, a Business Owner's Policy that adds coverage for your own espresso machines, furniture and inventory. Here's what each one does, what affects the price, and how to get real quotes online.Bar Insurance: Coverage and Online Quotes for Bars and LoungesBars usually start with General Liability, add property coverage through a Business Owner's Policy, and add liquor liability when they serve alcohol. Here's what each piece does, what drives the price, and how to get real quotes online.
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What Affects the Cost of Food Truck Insurance?Food truck insurance is priced on your specific operation, not on a flat rate. Here's what carriers look at, which coverage choices move the number, and how to get real quotes for your truck.Do I Need Liquor Liability Insurance for My Bar?If your bar sells, serves or furnishes alcohol, your General Liability policy most likely will not respond to a claim tied to that alcohol — liquor liability is the coverage built for it. Here's what it covers, who tends to require it, and how to get a real quote.BOP vs General Liability: Which Does Your Food Business Need?General liability covers claims that your business hurt someone else or damaged their property. A business owner's policy (BOP) bundles that same liability coverage with protection for your own equipment, furniture and inventory.What Insurance Does a Restaurant Need?Most restaurants start with general liability and property coverage, often bundled in a Business Owner's Policy, plus liquor liability if you serve alcohol. Here's what each one does and which extras depend on your state and setup.
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