PRIVACY POLICY

Allsafe Insurance Solutions Corp.

Effective Date: April 22, 2026  |  Last Updated: April 22, 2026

1. Information We Collect

We collect information necessary to provide insurance quotes, bind policies, and deliver our services. The types of information we collect include:

A. Business & Contact Information

• Full name and title
• Business name and legal entity type
• Business address and location
• Business description and industry type
• Annual gross sales and revenue
• Payroll information
• Number of employees
• Email address
• Phone number
• Years in business

B. Insurance-Specific Information

• Prior insurance history and claims history
• Coverage types requested
• Property details (if applicable)
• Liquor license status (for restaurant policies)
• Any additional information required by carriers for underwriting

C. Technical & Usage Data

• IP address and approximate location
• Browser type and version
• Device type and operating system
• Pages visited and time spent on the Site
• Referring URLs and search terms
• Cookie and tracking data (see Section 5)

D. Communications Data

• Records of communications with our agents
• Preferences and opt-in/opt-out records
• Support and inquiry history

2. How We Use Your Information

We use the information we collect for the following purposes:

• To generate insurance quotes and match you with appropriate carriers
• To facilitate the application, binding, and issuance of insurance policies
• To communicate with you regarding quotes, policies, renewals, and claims
• To process payments through our third-party payment processor
• To verify your identity and prevent fraud
• To comply with legal and regulatory obligations
• To improve our website, services, and user experience
• To send you relevant communications about your coverage and our services
• To analyze usage trends and optimize our platform performance
• To maintain records as required by insurance regulations

3. How We Share Your Information

We do not sell your personal information to third parties. We may share your information only in the following circumstances:

A. Insurance Carriers

We share your information with insurance carriers for the purpose of generating quotes, underwriting, binding policies, and managing your coverage. Carriers receive only the information necessary to evaluate and issue your policy.

B. Service Providers

We work with trusted third-party service providers who assist us in operating our business, including:

• Cloud hosting and infrastructure providers
• Customer relationship management (CRM) platforms
• Payment processing services (e.g., Stripe)
• Analytics and website optimization tools (e.g., Google Analytics)
• Email and SMS communication platforms

All service providers are contractually required to protect your information and use it only for the purposes we specify.

C. Legal & Regulatory Requirements

We may disclose your information when required by law, regulation, court order, or government authority, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

D. Business Transfers

In the event of a merger, acquisition, sale of assets, or other business transaction, your information may be transferred as part of that transaction. We will notify you of any such change and any choices you may have.

4. Payment Information

We do not collect, store, or process your payment card information directly. All premium payments are processed by our third-party payment processor (Stripe) and paid directly to the issuing carrier. Payment information is subject to the privacy policy and security standards of the payment processor.

We may retain records of transaction amounts and dates for accounting, legal, and customer service purposes.

5. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies are small text files stored on your device that help us recognize you and remember your preferences.

Types of cookies we use:

You can control cookies through your browser settings. Note that disabling certain cookies may affect the functionality of our Site.

6. Communications & Marketing

By submitting your information through our Site, you consent to receive communications from Allsafe Insurance Solutions Corp. related to your insurance quotes, applications, policy information, renewals, and our services.

We may contact you via:

• Phone calls from licensed insurance agents
• Email communications
• SMS/text messages (including automated systems, subject to TCPA compliance)

You may opt out of marketing communications at any time by:

• Replying STOP to any SMS message
• Clicking unsubscribe in any email
• Contacting us at info@allsafe.insure or +1 (855) 527-5077

7. Data Security

We take the security of your information seriously and implement appropriate technical and organizational safeguards to protect it against unauthorized access, alteration, disclosure, or destruction. Our security measures include:

• Encrypted data transmission using SSL/TLS technology
• Secure API connections with carrier integrations
• Access controls limiting data access to authorized personnel only
• Regular security assessments and monitoring
• Secure third-party payment processing (we do not store payment card data)

8. Data Retention

We retain your personal and business information for as long as necessary to:

• Maintain your insurance policies and service your account
• Comply with legal and regulatory requirements (insurance records are typically required to be retained for a minimum of 5-7 years depending on state law)
• Resolve disputes and enforce our agreements
• Fulfill the purposes described in this Privacy Policy

When your information is no longer needed for these purposes, we will securely delete or anonymize it in accordance with applicable law.

9. Your Privacy Rights

Depending on your state of residence, you may have certain rights regarding your personal information. We respect and honor these rights regardless of your location.

California Residents (CCPA/CPRA)

If you are a California resident, you have the right to:

• Know what personal information we collect, use, share, or sell
• Access the specific personal information we have collected about you
• Request deletion of your personal information (subject to certain exceptions)
• Request correction of inaccurate personal information
• Opt out of the sale or sharing of your personal information (we do not sell your data)
• Non-discrimination for exercising your privacy rights
• Limit the use of sensitive personal information

Other State Residents

Residents of Virginia, Colorado, Connecticut, Texas, and other states with comprehensive privacy laws may have similar rights including access, correction, deletion, and opt-out rights. We will honor verifiable requests in accordance with applicable state law.

How to Exercise Your Rights

To exercise any of your privacy rights, please contact us at:

• Email: info@allsafe.insure
• Phone: +1 (855) 527-5077
• Mail: 19390 Collins Avenue, Suite B-3, Sunny Isles Beach, FL 33160

We will respond to verifiable requests within 45 days as required by applicable law. We may need to verify your identity before processing your request. We will not discriminate against you for exercising your privacy rights.

10. Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately at info@allsafe.insure and we will promptly delete such information.

11. Do Not Track Signals

Our Site does not currently respond to Do Not Track (DNT) signals from browsers. However, you may use your browser settings to limit tracking and cookie usage as described in Section 5.

12. Third-Party Links & Services

Our Site may contain links to third-party websites, including carrier websites and payment processors. These third parties have their own privacy policies, and we are not responsible for their practices. We encourage you to review the privacy policies of any third-party sites you visit.

Our carrier partners and service providers operate under their own privacy policies. When your information is shared with them for the purpose of obtaining insurance quotes or binding policies, their handling of your data is governed by their respective privacy policies.

13. Interstate & International Data

Our services are currently offered in the United States. Your information is stored and processed in the United States. If you are accessing our Site from outside the United States, please be aware that your information will be transferred to and processed in the United States, where data protection laws may differ from those in your country.

14. Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:

• Update the 'Last Updated' date at the top of this policy
• Post a notice on our Site
• Where required by law, notify you directly via email

Your continued use of our Site after any changes constitutes your acceptance of the updated Privacy Policy. We encourage you to review this policy periodically.

15. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact our Privacy Team: